Property Damage Claims in Florida
Let us help you file your claim, protect your home, obtain repair estimates, and fight for your money owed. You just sit back and look pretty.
PROPERTY DAMAGE legal advice
WHAT is a PROPERTY
DAMAGE CLAIM?
As a property damage lawyer in Florida, my primary focus is on advocating for plaintiffs who have experienced harm to their real or personal property.
A property damage claim involves seeking compensation for losses incurred as a result of various incidents such as accidents, natural disasters, or negligence by others. This may include recovering insurance money for damages caused by windstorms, hurricanes, tornados, fire, theft, mold, pipe leak, pipe burst, air condition leak, and more.
In Palm Beach County, where hurricanes and tropical storms can be prevalent, property damage claims often arise from wind, flood, or storm-related issues.
I work diligently to assess the extent of the damage, gather evidence, and pursue legal action against responsible parties to ensure my clients receive fair compensation for repairs, replacement costs, and any associated losses, drawing upon my expertise in Florida property law and insurance regulations. There are no fees or costs unless you win.
What is the Property Damage Claim Process?
The property damage claim process involves prompt documentation of the damage, followed by timely notification to the insurance company.
After contacting the insurer, an adjuster assesses the extent of the damage and determines coverage based on the policy terms. Policyholders should review their insurance policies to understand coverage limits and exclusions. Obtaining repair estimates from professionals helps support the claim, and negotiations with the insurance company aim to reach a fair settlement.
If an agreement is not reached, alternative dispute resolution methods may be pursued, or, in some cases, legal action becomes necessary. Throughout the process, maintaining thorough documentation, effective communication, and seeking legal advice when needed are crucial for a successful property damage claim outcome.
Types of Property Damage Claims Common in Florida
Hurricane Damage: Florida is prone to hurricanes, and the strong winds and heavy rainfall associated with these storms can cause extensive damage to homes and other properties. Property owners may file claims to cover repairs for wind damage, roof leaks, and flooding.
Water Damage: Burst pipes, plumbing issues, or severe storms leading to water intrusion can result in water damage claims. These claims may cover the cost of repairing or replacing damaged structures, flooring, and personal belongings.
Mold Damage: High humidity levels in Florida can contribute to mold growth, especially after water damage incidents. Property owners may file claims to address the removal of mold, as well as repairs to structures affected by mold infestations.
Vehicle Accidents: Auto accidents can cause property damage to vehicles and structures. In Florida, individuals may file property damage claims to cover the costs of repairing or replacing damaged vehicles, fences, buildings, or other structures affected by the accident.
Sinkholes: Certain areas in Florida are prone to sinkholes, which can cause substantial property damage. Claims may be filed to cover the costs of repairing or stabilizing structures affected by sinkholes.
Fire Damage: Fires can result in significant property damage, and claims may be filed to cover the cost of repairing or rebuilding structures, as well as replacing personal belongings damaged by the fire.
Hundreds of Happy Clients
Property Damage Claim Process
1
Call us for a free consultation
You can hire us from the very start of your claim to make sure you get the best possible outcome OR if your claim has already been denied or underpaid hire us today to file suit.
2
Assessment and Communication
We will make sure all damage is documented and submitted to the insurance company, review your insurance policy to understand coverage limits and exclusions, and communicate with the adjuster.
3
Negotiation and Resolution
Engage in negotiations with the insurance company to reach a fair settlement and get you the damage repairs you are owed, protecting your best interests in the process.
Questions? We have answers!
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Homeowners' insurance in Florida typically covers damage caused by perils such as hurricanes, windstorms, fires, water damage, theft, and vandalism. However, coverage may vary, and it's essential to review the specific terms of your policy.
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It's crucial to report property damage as soon as possible. Many insurance policies require the prompt reporting of claims.
The sooner you file your claim, the sooner you can get the money you are owed.
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Collect evidence such as photographs or videos of the damage, repair estimates from professionals, the police report (if applicable), and any relevant receipts. This documentation strengthens your claim during negotiations.
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Filing a single property damage claim may or may not result in an increase in insurance premiums. It depends on various factors, such as the cause of the damage and your claims history. Consult with your insurance provider to understand potential impacts.
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If your claim is denied, you should seek legal advice immediately.
Book a free consultation with Karten Legal to determine if we can help with your case!
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The time it takes to settle a property damage claim varies depending on the complexity of the case, the extent of the damage, and the cooperation between parties.
As of 2024, insurance companies in Florida have 90 days to either pay your claim in full or in part or deny your claim.
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Consulting with a property damage lawyer can be beneficial if disputes arise or if you encounter challenges during the claims process. A lawyer can provide guidance, negotiate with insurance companies, and, if needed, pursue legal action to protect your interests. If your claim has been denied, hiring a property damage lawyer is necessary.